Your naira, ready
to travel.
Turn naira into stablecoins and back again, at a rate you see before you commit and that is held while you decide. Everything else you pay for lives here too.
Illustrative figures, not a live rate. The rate you are shown at checkout is the rate you get.
The coin is yours the moment it lands.
Fund your naira balance once, then convert whenever the rate suits you. No exchange account to open, nobody to wait on, and the coin goes straight to an address you own — we never hold it for you.
- Quote first: you see the rate and the fee before anything moves.
- The rate is held while you decide, so it cannot move under you.
- Settles to your own wallet address, not an account we control.
- Sell back to naira and withdraw to your bank the same way.
One balance. Everything you already pay for.
Airtime, data, electricity, cable TV, exam PINs and gift cards — from the same naira balance, with one history and one place to look when you need the receipt.
Illustration of the ZenvaPay interface. Figures are examples.
Crypto
Buy and sell USDT and USDC in naira, at a rate you see before you commit. Settles straight to your own wallet.
Airtime
Every network, topped up in seconds.
Data
Bundles for every network, at the price shown.
Electricity
Prepaid and postpaid, with the token delivered instantly.
Cable TV
DStv, GOtv and Startimes, renewed in one tap.
Exam PINs
WAEC, NECO and JAMB, delivered the moment you pay.
eSIM data
Data abroad without a roaming bill. Scan and go.
Gift cards
The brands you actually use, delivered to your account.
Your balance is a consequence, not a field.
Most systems keep your balance in a column and add to it. We do not have that column. Your balance is the sum of every entry against your account — and the database refuses to accept an entry whose two halves do not match.
It is a slower way to build and a much harder one to get wrong. When something does go wrong, the history is still there, entry by entry, and it still adds up.
Read how we handle securityMoney Flow
Illustration of the ZenvaPay interface. Figures are examples.
The boring parts, done properly.
Buy and sell crypto in naira
USDT and USDC at a rate you see before you commit, settled straight to your own wallet. No exchange account, no waiting on a counterparty.
One balance for everything else
Airtime, data, electricity, cable, exam PINs, eSIM and gift cards — from the same naira balance, with a receipt for every one.
Built to account for every kobo
Your balance is the sum of every entry on your account, not a number we keep. It reconciles nightly, and a failed purchase always returns in full.
Where it went
Every purchase is categorised as it happens, so the breakdown is not a monthly guess.
- ₦21,800.00Bills and utilitiesBills and utilities: ₦21,800.00
- ₦16,500.00Airtime and dataAirtime and data: ₦16,500.00
- ₦13,400.00Everything elseEverything else: ₦13,400.00
Illustration of the ZenvaPay interface. Figures are examples.
And what happened
Including the states most apps hide. A purchase we have not heard back about is marked as being checked — never quietly written off as failed.
Illustration of the ZenvaPay interface. Figures are examples.
Ready when you are.
Send us an email and we will let you know. That is the whole list — no newsletter, no sharing it with anyone.